When you are staying in New Jersey during the summer, protect yourself against accidents or medical emergencies through Insurance for New Jersey Visitors. Be sure that if either parent has a pre existing condition such as diabetes or high blood pressure, that the plan selected has pre existing coverage without exclusions that would prevent a claim reimbursement.
If you have limited expenses you should consider a fixed coverage plan. If you prefer to cap your out-of-pocket medical expenses, but are also willing to pay a higher monthly premium, consider a comprehensive plan. Most insurance underwriters stop covering seniors over age 65. If you need a plan that covers a family member that is age 65 or older, consider a plan from India Network Health Insurance.